Senior Relationship Banker- Santa Monica

Job Locations US-CA-Santa Monica
ID
2024-3765
Category
Branch Administration/Customer Service
Type
Regular Full-Time

Overview

Banc of California, Inc. (NYSE: BANC) is a bank holding company headquartered in Los Angeles with one wholly-owned banking subsidiary, Banc of California (the “bank”). Banc of California is one of the nation’s premier relationship-based business banks focused on providing banking and treasury management services to small-, middle-market, and venture-backed businesses. Banc of California offers a broad range of loan and deposit products and services through more than 70 full-service branches throughout California and in Denver, Colorado, and Durham, North Carolina, as well as full-stack payment processing solutions through its subsidiary, Deepstack Technologies. The bank is committed to its local communities by supporting organizations that provide financial literacy and job training, small business support, affordable housing, and more.

 

Job Summary

 

Responsible for providing exceptional service by handling the customers’ financial needs in an efficient, friendly, and professional manner while opening new accounts, conducting needs assessment, and servicing transactions. Adapt to the needs of the branch and focus on promotional activities and enhancing the customer experience by deepening and retaining relationships and recognizing opportunities. Work on assignments that are more complex and function as team leaders when required. Performs all duties in accordance with the company’s policies and procedures, all U.S. state and federal laws and regulations, wherein the company operates.

Responsibilities

  • Supports the Bank’s philosophy of Building Excellence and provides excellent customer service.
    Profiles customers while opening or servicing deposit accounts to determine needs.
  • Responsible for the overall branch customer experience assisting clients by making deposits and
    withdrawals, cashing checks, performing transfers, issuing bank checks, performing cash advances,
    processing loan advances and loan payments, cashing savings bonds and any other customer transaction
    as needed.
  • Processes all types of new account transactions; cross-sells the Bank’s products and services; strives to
    meet or exceed sales goals; possible Notary.
  • Accepts secured and unsecured consumer loan and personal lines of credit applications and able to open
    all types of consumer and business deposit products and related services.
  • Responsible for responding to customer inquiries, resolving issues, and recognizing cross sales
    opportunities. Educate customers on alternative channels that provide service.
  • Performs daily check scanning, vault settlement, ATM settlement, night drop deposits, and assists with
    opening/closing branch procedures as necessary.
  • Achieves all individual/branch goals as assigned which may include deposit, loan and portfolio growth
    goals; revenue & risk management targets.
  • Multitask among multifaceted job roles to address all service or transaction needs, including cash
    transactions and opening basic accounts.
  • Maintains a comprehensive knowledge of all retail products and services.
    Provides mentoring and training to other staff members.
  • Treats people with respect; keeps commitments; inspires the trust of others; works ethically and with
    integrity; upholds organizational values; accepts responsibility for own actions
  • Follows policies and procedures; completes tasks correctly and on time; supports the company’s goals
    and values.
  • Demonstrates knowledge of and adherence to EEO policy; shows respect and sensitivity for cultural
    differences; educates others on the value of diversity; promotes working environment free of
    harassment of any type; builds a diverse workforce and supports affirmative action.
  • Performs the position safely, without endangering the health or safety to themselves or others and will
    be expected to report potentially unsafe conditions. The employee shall comply with occupational safety
    and health standards and all rules, regulations and orders issued pursuant to the OSHA Act of 1970,
    which are applicable to one’s own actions and conduct.
  • Performs other duties and projects as assigned

 

Banc of California is an equal opportunity employer committed to creating a diverse workforce. All qualified applicants will receive consideration for employment without regard to age (40 and over), ancestry, color, religious creed (including religious dress and grooming practices), denial of Family and Medical Care Leave, disability (mental and physical) including HIV and AIDS, marital status, medical condition (cancer and genetic characteristics), genetic information, military and veteran status, national origin (including language use restrictions), race, sex (which includes pregnancy, childbirth, breastfeeding and medical conditions related to pregnancy, childbirth or breastfeeding), gender, gender identity, gender expression, and sexual orientation. If you require reasonable accommodation as part of the application process please contact Talent Acquisition Partner.

Qualifications

  • Demonstrates knowledge of, adherence to, monitoring and responsibility for compliance with state and
    federal regulations and laws as they pertain to this position including but not limited to the following:
    Regulation Z (Truth in Lending Act), Regulation B (Equal Credit Opportunity Act), Fair Housing Act (FHA),
    Home Mortgage Disclosure Act (HMDA), Real Estate Settlement Procedures Act (RESPA), Fair Credit
    Reporting Act (FCRA), Bank Secrecy Act (BSA) in conjunction with the USA PATRIOT Act, Anti-Money
    Laundering (AML) and Customer Information Program (CIP), Right to Financial Privacy Act (RFPA, state
    and federal) and Community Reinvestment Act (CRA).
  • Intermediate math skills; calculate interest and percentages; balance accounts; add, subtract, multiply
    and divide in all units of measure, using whole numbers, common fractions and decimals; locate
    routine mathematical errors; compute rate, ratio and percent, including the drafting and
    interpretation of bar graphs.
  • Excellent knowledge of bank deposits, lending products, credit products, and services to open
    accounts.
  • Relationship building, collaboration and teamwork.
  • Intermediate experience, knowledge and training in all operational activities and terminology.
  • Exceptional oral, written and interpersonal communication skills.
  • Must exhibit a very professional and helpful attitude along with the ability to interact positively with
    customers and co-workers.
  • Demonstrate ability to identify customer needs and implement an effective solution in a rapidly
    changing environment.
  • Must be able to meet deadlines and pressure to attain banking center sales while delivering an excellent
    customer experience.
  • Ability to work with little to no supervision while performing duties.
  • Ability to work accurately with close attention to detail.
  • Ability to maintain confidentiality of sensitive information.
  • Ability to remain flexible in order to adapt to changes in the work environment.
  • Ability to work with general supervision while performing duties.
    Ability to communicate with individuals utilizing a telephone; requires ability to hear and speak effectively
    on the telephone
  • High School Diploma or equivalent required. Work related experience should consist of an in-depth
    background in Bank Secrecy Act compliance and general banking skills.
  • Bachelor’s degree preferred.
  • 3+ years of retail banking experience in a financial services industry.
  • 1 year experience explaining credit products and accepting/closing loan applications.

 

Salary Range: $50,000.00-$65,000.00; Final salary to be determined by the education, experience, knowledge, skills, and abilities of the applicant, internal equity, and alignment with geographic/market data.

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